Do You Need Gap Insurance?

Posted on: 3 July 2018

If you are not overly familiar with car insurance terms, there is a chance you may not have enough coverage on your car, or you might have too much coverage. It can be hard to understand all the different terms used in car insurance, but you should try to understand them so that you can have the right coverages. One such term you might not fully understand is gap insurance, and here are a few things to know about this. [Read More]

Factors Affecting Flood Insurance Cost

Posted on: 3 July 2018

Flood insurance is typically a separate coverage from standard homeowner's insurance coverage. This means you need to minimize your costs for both types of coverage if you don't want to overpay for your home's protection. When it comes to flood insurance coverage, knowing the factors insurance companies use to calculate rates may help you manage your costs. Here are some of those factors. Your Location By far, your location is the premier factors that determine how much you pay for flood insurance. [Read More]

Understanding Multi-Car Insurance Policies

Posted on: 2 July 2018

Multi-car insurance coverage is meant for covering multiple cars under the same policy rather than buying individual policies for each. This is something you should strongly consider if you own multiple cars or have multiple cars in your household. Who Needs It You Move in with a Roommate Combining your cars in a single auto insurance policy may be convenient when you move in with a roommate. This is even more the case if you will be driving each other's cars. [Read More]

Leasing A Car: Caveats For Non-Ownership Driving Privileges

Posted on: 1 July 2018

When you lease a car, it is not technically yours. You make monthly payments on it, and you even have to carry full coverage insurance on it, but it is not yours. Of course, there are benefits to leasing a vehicle, but the caveats for non-ownership driving privileges are very different. You Agree to Overhead Costs Some dealerships have overhead costs with allowing drivers to lease vehicles. These costs are typically passed on to drivers. [Read More]