Tips For Driving Safely For A Safe Driving Insurance Discount
Posted on: 8 July 2018
Are you allowing your auto insurance provider to track your driving habits in exchange for a lower premium? While they promised to not raise your insurance for installing the tracking device in your vehicle, it's possible to not receive a discount due to how you drive your car. This is because the device that you put in your car has an accelerometer in it, which tracks many aspects of your drive that can impact your rating. Here are some tips that will help reduce your premiums as you drive.
Stick The Device To The Dashboard
The Bluetooth beacon you were given should have a sticky back to it that allows you to stick it to your dashboard. While you may be tempted to put the beacon in a glove box or center console, you should really take the time to attach it to the dashboard.
The accelerometer inside the device will track all movement in the car, and if it is not secured in place, it could slide around in a compartment. This causes the score that you receive to be inaccurate, undoing all that good driving and reducing your discount.
Come To Gradual Stops
One aspect of your driving that will be tracked is how suddenly you brake when driving. While suddenly slamming on the brakes is unavoidable in some situations, that is not going to affect your score in the long run. What will affect your score is suddenly braking for red lights, stop signs, and other standard driving procedures.
Always come to a gradual stop to show that you are in control of the vehicle. When you resume driving, go easy on the accelerator instead of putting the pedal to the floor.
Make Gentle Turns
Another area that you're graded on are your turns. The beacon will be looking out for turns that are sudden and fast. Once again, ease into your turns, making them wide and gradual while staying within your lane. This will give you a good turning score that your insurance provider looks favorably on.
Avoid Nighttime Driving
Your insurance provider will view frequently driving at night to have an impact on your driving score since that is when accidents are more likely to happen. Try to limit your night driving if possible, since daytime hours are much safer for you.
These are just a few tips that will help you get a premium discount. Speak with your local auto insurance services for more tips on how you can change your driving behavior.
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