2018

  • 3 Ways For Small Business Owners To Secure An Affordable Workers Compensation Insurance Policy

    Running a small business can be incredibly rewarding, but many small business owners are continually looking for ways to reduce costs and operate according to a strict budget. If you're a small business owner who has employees working for your company, you will be required to have workers comp insurance. This type of insurance is designed to protect employees in the event that they are injured on the job. When you begin shopping for workers comp insurance, you may be worried about the quoted prices that you receive. [Read More]

  • The Effects Of Bad Credit And Lapses In Coverage On Auto Insurance Rates

    If you currently do not have auto insurance but need it, you may end up paying more for your policy than you want to if your credit is bad. Not only does a person's credit play a role in the price they pay for insurance coverage, but people who currently do not have insurance are considered high-risk, simply because there is a lapse in their coverage. Here are a few things to understand about bad credit, lapses, and auto insurance rates. [Read More]

  • 3 Ways To Protect Your Identity With Medicare

    Medicare is a wonderful program designed to provide health insurance to our nations most at risk populations, the elderly and the disabled. Unfortunately, there are many individuals with bad intentions who pray on the same groups of people. Identity theft is an all too common occurrence in the world of Medicare. Luckily there are a few ways to protect yourself. 1-Protect Your New Number. By the end of 2019 all Medicare recipients should receive a new Medicare card in the mail. [Read More]

  • How To Choose Your Auto Insurance Coverage Limits When Moving To A New State

    If you're moving to a new state, you'll probably have to purchase new insurance coverage. However, you'll probably find that different states have different insurance rates and levels of coverage at certain price points. This can either work in your favor or require you to dig deeper in your pockets. Unfortunately, car insurance is one of those things that you just can't live without. However, if you're looking to save as much money as possible while still getting an adequate level of coverage, there are certain steps you can take. [Read More]

  • 2 Reasons To Have Business Insurance

    As a small business owner, you want to do everything you can to make sure that your business stays afloat. There are all kinds of things that you can do to make sure that happens. One of those things is to get business insurance. What are some reasons that you want to get business insurance? 1. Injured Customers  One reason to get business insurance is because of injuries to your customers. [Read More]

  • 3 Homeowners Insurance Endorsements Every Married Military Member Should Consider

    Members of the United States Armed Forces are often faced with difficulties that may affect them more than if the same thing occurred to their civilian counterparts. Military service members who live dependent on the economy often find it challenging to deal with problems that affect their finances, particularly since many live paycheck to paycheck. One way to reduce long-lasting effects of various difficult situations is by adding endorsements onto their homeowners insurance policies. [Read More]

  • 3 Questions To Ask Your Insurance Agent About Property Insurance

    One of the things you'll want to do is to make sure your home has the proper amount of coverage on it. This will take the right amount of effort to obtain, and it's crucial to know the precise details when searching for this type of coverage. The ideal way to help you get the right policy rather than the wrong one is by knowing the right questions to ask your agent. [Read More]

  • Why You Need Car Insurance Under These Circumstances

    Car insurance is one type of insurance coverage that almost everyone should have. In fact, there are many situations where people think it is okay for them to drop auto coverage while, in the real sense, it's not okay. For example, you still need auto insurance services if: You Don't Own a Car It may be surprising, but you don't have to own a car to buy car insurance coverage. In fact, there are car insurance policies specifically targeted at those who don't own cars. [Read More]

  • Insurance Coverage Breakdown: What You Need To Know

    When was the last time you really sat down and took a good look at your auto insurance coverage? More than likely, you have a general idea of the type of coverage you have, but do you really understand what all these different types of coverage and protection actually mean? By being better educated on auto insurance and common types of coverage, you can make better informed decisions regarding your policy. [Read More]

  • 4 Types Of Homeowner's Insurance

    Like its name would suggest, homeowner's insurance is designed to financially protect you in the event that something becomes damaged within your home. However, different types of policies will cover different types of damages. Understanding what some of the most common types of homeowner's insurance policies are, and what type of damage they insure against, can help you choose the best homeowner's insurance for your needs. 1. Dwelling Insurance Homeowner's insurance policies that include dwelling insurance protect your home against certain kinds of damage, like vandalism, falling branches, storms, and fires. [Read More]