3 Smart Upgrades That Could Save You Money On Home Insurance
Posted on: 30 June 2018
Do you feel like you're paying too much for your home insurance? If so, then it's always a good idea to shop around and compare rates. However, you may also want to make sure you're taking advantage of all the home insurance discounts available to you. By putting a little bit of time and money into some home upgrades you've already been considering, you may be able to save on your home insurance premium without sacrificing the quality of your coverage in the process! In fact, there are a few common home upgrades for which many home insurance carriers offer discounts.
A Security System
Having a security system installed on your property is a good idea for a number of reasons. For starters, it helps you beef up security around your property and keep your loved ones safer. A home security system with remote monitoring can also give you much-needed peace of mind and information while you're away from home, whether that be at work or on vacation. Furthermore, because having a security system in place makes your home a smaller target for thieves and vandals, you may even be eligible for a home insurance discount when you have one installed.
A Weather-Resistant Roof
Roofing damage claims are among the most common type of claim submitted to home insurance companies across the country. It only makes sense, then, that upgrading your home's existing asphalt shingle roof to a more durable option could reduce your perceived insurance risk--and entitle you to a discount on your home insurance. If your roof is soon-to-be-due for replacement, consider replacing it with a weather-resistant option, such as metal.
A Leak Detection System
Water damage claims are also very common in the world of home insurance, so if you're able to install a system that will reduce your home's risk of becoming severely damaged by a busted pipe or other type of leak, you could be eligible for an insurance discount. Consider, for example, installing a "smart" leak detection system in your home that will allow you to remotely shut off your home's water supply in the event of a water leak.
These upgrades can be a great way to protect your home and enjoy some added peace of mind while potentially saving on your home insurance in the process. If you decide to have any of these done, be sure to let your insurance agent know!
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